What Happens if You Hit a Car that is Illegally Parked?
Many car accident cases are not black and white. It is not always easy to identify who was at fault or what caused the accident. In some cases, both drivers could share fault for the auto collision. In others, one party may be solely at fault. If you strike a vehicle that someone illegally…
California Collision Repair Laws and Regulations
After an auto collision, one of the main goals for victims is to repair the damage to their vehicles. In California, collision repair laws and regulations determine how and when a vehicle owner can get auto repairs. As a California car accident victim, you must comply with regulations through your insurance company and state…
What to Do When Someone Hits Your Parked Car
Many low-speed, low-value auto accidents happen in parking lots and garages, and any parked vehicle on the street is potentially susceptible to damage from passing negligent motorists. If another driver hits your parked car, you should know what to expect from the situation. In the event you happen to be in or around your…
How Long Does Subrogation Take?
When a driver causes an accident with another driver resulting in injuries and other damages, the injured driver will likely file an insurance claim against the at-fault driver’s insurance policy. If the at-fault driver does not have auto insurance, the injured driver’s insurance policy may cover the damages. Insurance companies have the right to…
What is Personal Injury Protection?
Every state in the U.S. has unique laws for handling car accidents. Most states follow fault-based systems that require drivers to determine fault for accidents and file claims for coverage against at-fault drivers’ auto insurance policies. However, several states use no-fault systems, and personal injury protection (PIP) insurance coverage is the standard for auto…
What Is Actual Cash Value?
Imagine purchasing a new vehicle for $20,000 and then getting into an accident one year later. You prepare your insurance claim and expect coverage for the price you paid only for the insurer to respond with a much lower settlement offer than you anticipated. This may seem unfair, but the reality is that most…
Safe Driving Tips for Seniors
Senior drivers may have more experience on the road than younger drivers but they are more likely to have medical issues that may interfere with driving ability. It’s crucial for all seniors to keep careful track of their medical conditions and speak with their doctors about any concerns as soon as they arise. If…
What Is Gap Insurance and What Does It Cover?
Buying a new vehicle entails much more than paying a large down payment and arranging financing options. New vehicles require registration and insurance, and generally cost more to insure than older models. Vehicle owners need to carefully shop for auto insurance that not only meets their state’s requirements for coverage minimums but also provides…
How to File a Car Insurance Claim with Mercury Insurance
The moments following a car accident can be chaotic, but the actions you take are essential in protecting your car insurance claim. First, call emergency medical services to care for any passengers or other drivers who sustained injuries. Next, start collecting information for your claim with Mercury Insurance. Gather Information at the Scene After…
How to File a Car Insurance Claim with State Farm
Were you recently in a car accident in Bakersfield? If so, you likely took steps to protect your passengers and other injured people at the scene. You might even have required some medical treatment yourself. Now that everyone is out of danger, it’s time to contact your insurance company and learn more about filing…