All posts by highrank

Auto Manufacturers With The Most Recalls

Friday, October 14, 2016

When you search for a new vehicle, you may look at safety ratings, consumer satisfaction reports, and the popularity of the car in the marketplace. You may not, however, search for the number of recalls a brand experiences. Today, some car brands seem to announce information for a new recall on a daily basis.

Whether they are cutting corners on the manufacturing floor or failing to vet all of the parts and designs they approve, automakers often take consumer lives into their hands. One of the most notorious recalls lately, the Takata airbag recall, continues to affect cars on the roadways today. The latest estimates suggest that 34 million vehicles are at risk in the United States alone.

AxleGeeks by Graphiq, a company that combines data and identifies trends in various sectors, recently compiled information from the National Highway Traffic Safety Administration. The organization identified the top 10 most recalled vehicle makes based on reports made since January 1, 2015. The most recalled automaker brands in business today may surprise you and include:

  1. Honda Motor Company. With the Honda and Acura brand, this automaker experienced 26 recalls affecting 13,577,460 vehicles.
  2. General Motors. The Buick, Cadillac, Chevrolet, and GMC brand automaker experienced 52 recalls affecting 10,602,714 vehicles.
  3. Toyota Motor Company. With the Toyota and Scion brand under its banner, this automaker experienced 27 recalls affecting 8,420,039 vehicles.
  4. Fiat Chrysler Automobiles. Responsible for Chrysler, Dodge, Fiat, Jeep, and Ram brands, this automaker experienced 10 recalls affecting 6,867,022 vehicles.
  5. Ford Motor Company. The owner of Ford and Lincoln makes experienced 53 total recalls affecting 5,410,495 vehicles.
  6. Mitsubishi. With 10 recalls affecting 4,885,280 vehicles, this car brand saw a dramatic increase in recalls from 2014.
  7. Nissan Motor Company. This automaker of Nissan and Infiniti brands experienced 23 recalls affecting 3,992,606 vehicles.
  8. BMW. In 8th place, the BMW and Mini automaker had 19 recalls affecting 1,568,305 vehicles.
  9. Hyundai. This automaker experienced 15 recalls affecting 1,568,871 vehicles.
  10. Mercedes-Benz. This automaker responsible for the Mercedes-Benz and Smart car brands had 22 total recalls affecting 1,203,210 vehicles.

The sheer number of recalls that occurred during 2015 is astounding, and showcases the pervasiveness of recalls in the motor industry today. As you hunt for your new vehicle, consider the trustworthiness of the brands you choose. You may notice that certain brands do not appear as often in recall lists.

Questions to Ask About the Data

This is only one of the most recent lists of most recalled automakers/vehicle brands online today. As you search for information on recalls, safety, and more, consider the timeframe for data collection, the date of publication, and how the data scientists parsed the information. Compared to sales over the same period of time, these numbers may change. Identifying the true story within the data is much harder than looking at the brand name listed in the number one place.

As you explore the most recalled automakers, keep these questions in mind:

  • Are these automakers really more dangerous, or are they more attuned to the potential risks in their vehicles? Not all recalls occur because consumers suffer injuries. Some automakers recall vehicles if they happen to notice the possibility of a concern during testing and quality control studies.
  • Is a particular model responsible for the majority of recalls? Sometimes automakers release a dud, and the model goes away after a year or two. Consider the past frequency of recalls as well as data on a single model to make your purchasing decisions.
  • Are the recalls about dangerous parts and problems or minor inconveniences? When an airbag explodes or a braking system locks down, you could see your life flash before your eyes. However, when power windows stick, you may not experience much of a life-threatening risk. Consider the severity of the recalls as well as the numbers.

During a car search, we highly recommend that you explore the number of recalls on the vehicles you choose, but consider the context, too. If you do experience an injury as the result of a faulty vehicle part, discuss your ability to seek compensation with an experienced Bakersfield product liability attorney.

Posted by highrank at 9:05 pm

Who Pays if I’m Injured by an Uninsured Motorist?

Saturday, October 1, 2016

In California, driving without insurance is against the law. Unfortunately, that does not stop uninsured drivers from getting on the roadways. After an accident with an uninsured motorist, many injured individuals wonder about their ability to secure compensation. You can’t squeeze water from a stone, can you?

Don’t panic if you suffer an injury in an accident with an uninsured motorist. You may still have an opportunity for recourse, depending on the circumstances of the case.

Avenues for Insurance Payment in Uninsured Motorist Incidents

After an accident with an uninsured motorist, explore your own insurance policies – you may receive some compensation. Some of the most common coverage types that will cover injured individuals after an uninsured motorist collision include:

Uninsured motorist coverage. Designed to protect drivers and passengers in incidents involving drivers without insurance, uninsured motorist coverage is a type of add-on coverage that will take the place of someone else’s liability insurance. The added policy terms may cover medical expenses, lost wages, and other economic expenses associated with the accident. California does not require that drivers carry uninsured motorist coverage, so not all drivers can access its benefits.

Collision insurance. Collision coverage is designed to cover the cost of property damage associated with accidents. Depending on your policy, the insurance provider may or may not require a deductible payment in uninsured motorist accidents.

Health insurance. Your health insurance may also cover the medical costs associated with your injuries. After paying the policy terms, including your deductibles and copays, the insurer may pay for the full cost of your treatments. In some cases, your health insurer may look into the at-fault driver’s insurance coverage and your own auto insurance for compensation.

Medical payments policy coverage. Another form of added insurance, medical payments coverage is designed to boost your ability to pay for medical expenses. It may also cover pedestrian accident injuries and other incidents.

Talk to an insurance representative to explore the terms of your policy and determine if you can file a claim against a policy you hold. If you have trouble working with your insurance provider, consider involving an experienced auto accident attorney. In addition to pursuing lawsuits against at-fault drivers, attorneys also play an important role helping clients negotiate with insurance companies and secure fair compensation under the terms of a policy.

Filing a Lawsuit in an Uninsured Motorist Case

In addition to your own insurance policies, an accident attorney may investigate and explore liability issues within the case. Unfortunately, most people who do not carry auto insurance cannot afford to pay damages in a civil claim. However, the other driver is not the only person who may bear responsibility for your injuries.

Other drivers involved in the accident and third-parties also may contribute to your injuries. If you have a strong case, your attorney will recommend pursuing a third-party claim against an auto manufacturer or another driver instead of using your own insurance coverage.

Can an Uninsured Motorist Use My Insurance to Cover His or Her Injuries?

In some accidents, you may cause or contribute to an accident with an uninsured motorist. Upon realizing that the other motorist has no coverage, you may wonder if the individual has the same rights to compensation as you would. In California, uninsured drivers can file claims against at-fault drivers, but they may not receive non-economic damages (e.g. disability, pain and suffering) during the case. The only exception to this rule is if the at-fault driver was under the influence at the time.

After an accident with an uninsured motorist, a qualified California accident attorney will help you navigate the process so you can claim fair compensation and get back to your life. Determining fault, identifying opportunities for compensation, and holding responsible parties liable for their fair share will affect the outcome of your case. Secure the services of an accident attorney with the experience and expertise to obtain justice and minimize the effects of an uninsured motorist’s poor decisions.

Posted by highrank at 5:48 pm

Is It Safe to Use Hands-Free Devices While Driving?

Friday, September 30, 2016

Driving requires your undivided attention. This means more than just keeping your eyes on the road: you must also keep your hands and your attention focused on driving. Cell phones are a regular part of everyday life for most adults, but life has become so fast-paced that some people have become accustomed to multitasking, even when they shouldn’t be dividing their attention. Hands-free cellular phone attachments allow a person to talk on a cell phone without using his or her hands, but are they really safe to use while driving?

Understanding Roadway Distraction

Distracted driving is very dangerous, though many argue that hands-free devices allow users to have a conversation while remaining in control of their vehicle. However, hands-free devices still take your mind off the road, and this can be just as dangerous as taking your hands off the steering wheel. When most people think of “distracted driving,” wandering eyes is typically the first thing that comes to mind. However, distraction comes in three forms:

  • Visual distractions are anything that causes your eyes to wander away from the road ahead. Rubber-necking to look at an accident, checking your phone, or turning around to see a passenger in the back are all types of visual distractions.
  • Manual distractions are anything other than driving that requires the use of your hands. Although most people are accustomed to driving with one hand on the steering wheel (and manual transmission drivers need their right hand to operate the gearshift), it’s always safest to keep both hands on the wheel at all times.
  • Cognitive distractions take your mind off the task of driving. Cognitive distractions may include daydreaming, emotional turbulence, worrying about the day ahead, or other things that may take your mind off driving.

It may surprise you to learn that wandering thoughts is the leading cause of distracted driving fatalities, responsible for 62% of fatal collisions. General cell phone use is the second most common cause at 12%. While hands-free cell phone accessories may seem like the perfect way to use a cell phone safely behind the wheel, statistics indicate there really is no safe way to use cell phones while driving.

Why Hands-Free Isn’t Enough

Hands-free devices are fantastic if you have an important phone call while your hands are occupied. However, these devices still require you to either tap your cell phone or a button on the earpiece to answer and end calls. Even though this might only be a second or two, it still requires you to take your hand off the wheel.

When you use a hands-free device, it’s still a major distraction even though it allows you to keep your hands on the wheel. A stressful family call or a major work-related conversation can draw your attention away from the road, creating a dangerous hazard for the other motorists around you.

Know the Law

Many states have banned the use of cell phones in any way while driving due to the increased number of related fatal collisions. The old adage rings true for hands-free devices: it’s better to be safe than sorry. Distracted driving can cause serious property damage, fatal injuries, or permanent disabilities in victims of crashes.

If you’ve been injured in a traffic collision where the other driver was using a cell phone, whether with a hands-free attachment or not, the law is on your side. Don’t pay for the damage caused by a negligent, distracted driver. Reach out to an experienced car crash attorney to discuss your options. If a distracted driver killed a loved one, you may be able to pursue a wrongful death claim.

Posted by highrank at 5:14 pm